Subletting

You need to ask us about whether you can sublet.

Shared Owners

If you are a shared owner, there’s a clause in your lease which says you can’t sublet. However, we have a policy which allows us to be flexible, if you meet certain criteria. These are based around financial hardship and the practicality of remaining in your home when you need to work miles away.

If we are able to give you permission to sublet, it will only be for up to 12 months.

Any more than that and we might tell you that you need to think about selling your home instead.

 

You’ll become the landlord so there are certain rules that you need to follow, like having additional insurance and ensuring your tenants don’t bother the neighbours. You’ll need to take independent advice on this.

If you’ve got a mortgage, you’ll need permission from them. Plus we need to know where you are living in case we need to contact you.

Want to find out more about whether you can sublet? Send our Home Ownership Team an enquiry and we’ll let you know.

Home Owners

If you aren’t a shared owner, the rules are a little different. You still need to contact us about subletting, but we will normally be able to give you permission without you meeting special criteria. You still need to check what things you have to comply with as the landlord, so we’d recommend you take further advice. Your mortgage company will have to give the ok, plus we need to know where you are living in case we have to contact you.

Want to find out more about whether you can sublet? Send our Home Ownership Team an enquiry and we’ll let you know.

What about a lodger?

This might be possible. If having a lodger might bring in a little extra income to help you stay in your home instead of selling, we might be able to allow this. A lodger has different legal rights and as long as you are sharing facilities, this probably won’t be an issue.

Send our Home Ownership Team  an enquiry and we’ll let you know.

Administration fees

We charge a fee for some of our Home Owner services. Please click here to find out more.

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